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Frequently Asked Questions

Sekerbank was established in 1953 as a "Sugar Beet Cooperative Bank"

Our Vision; 
Becoming ‘leader bank in financing the small enterprises’ among Turkey’s top ten private banks in terms of asset size. 

Our Mission; 
With the Community Banking understanding from village to city, we are a modern bank that
• Considers the local features and needs,
• Introduces the banking services to those who do not have any bank,
• Grows by creating value together with its satisfied customers, employees and partners, and
• Takes its strength from its deep rooted past.
The Bank has 238 branches.     
Sekerbank's total employee number is 3.265 as of 31.12.2019.
The paid in capital of the Bank is 1.158.000.000,00 TL.
Please find more details by clicking Shareholder Structure
%38,19 of Şekerbank’s shares are listed and publicly traded on Borsa İstanbul. 

Sekerbank’s main subsidiaries are;

• Seker Investment,
• Seker Factoring,
• Seker Leasing,
• Sekerbank International Banking Unit Ltd,
• Sekerbank (Kıbrıs) LLC.
• Seker Finance
• Seker Gayrimenkul Yatırım Ortaklığı (Seker REIT)

 
Please find more details by clicking Annual Reports
Please find more details by clicking Board of Directors
Please find more details by clicking Articles of Association
Sekerbank's Annual General Assembly is usually held towards to the end of March each year. Please check our "General Assembly" section at our web site if the date of the next Annual General Assembly has been formally announced.
Pursuant to Sekerbank's disclosure policy; disclosures are announced through the "Disclosure of Material Events", "Annual Reports", "Financial Tables and Reports", "Web Site", "Investor Meetings", "Presentations", "Trade Registry Gazette", "Official Gazette", "Newspaper Advertisements and Announcements" and "Press Release".
In 2018, global economic growth came closer to reaching the levels prior to the 2008-2009 financial crisis, largely thanks to the acceleration of advanced economies. However, major international institutions expect that the world economy in 2019-2020 will experience a slowdown relative to its performance in 2018. Growth expectations for the coming year were revised down due to pressure on the global economy stemming from two key factors: the rise of global protectionist policies and uncertainty surrounding the impact of Brexit on the EU’s leading economies. Although mounting risks on a global scale dampen growth prospects for developed countries, announcements made by the Federal Reserve of the United States (Fed) and the European Central Bank (ECB) signal that slow steps would be taken toward normalization of monetary policy. This stance opens a new window of opportunity for capital flows. Against this backdrop, Turkey, always a country closely watched by foreign investors among other emerging markets, closed the year with upward positive momentum, thanks to quick and effective corrective measures taken by government officials. Turkey both minimized economic environment risks and applied a gradual stabilization policy. In the first half of the year, Turkey registered GDP growth of 6.3%, becoming one of the world’s fastest expanding emerging market economies. In August, the Turkish lira experienced a sudden and baseless depreciation due to tense international relations and speculative attacks. This event constricted economic growth in the second half of the year. However, in September, the government’s New Economy Program helped restore economic stability, leading to a quick rebound. As part of the economic stabilization process, Turkey’s balance of payments entered into a significant recovery trend, closing 2018 at USD 27.4 billion, or 3.5% of GDP. The acceleration in exports of goods and services and the strong uptrend in tourism revenues, two key indicators in Turkey’s economy, allow us to have positive expectations for the coming year. Reflecting the transformation in the economy, Turkey’s balance of payments is projected to be about USD 20-25 billion in 2019. In the coming year, central banks of developed countries are widely expected to not yet adopt a monetary tightening stance. In Turkey, government authorities state their commitment to combat inflation by focusing on stability and economic reform with an emphasis on budgetary discipline and efficiency. Meanwhile, the CBT signals that it will maintain a contractionary monetary policy and we expect that a moderately stable international relations environment will prevail, allowing Turkey to continue being an attractive market in the face of global risks. We see this positive trend continuing during the course of the year. Measures taken under the New Economy Program both restored confidence in Turkey’s economy and supported the real sector. Projecting that the positive impact of these corrective measures will continue in the coming year, we expect Turkey to record GDP growth of around 3% in 2019. Meanwhile, the banking industry, a major driver of the economy, is forecast to demonstrate 10-15% loan growth, with some contraction in profit margins.